Underwriting summary
All checks come together in one summary. Your system receives it via the API or a webhook, and staff see it in the app. A risk officer signs the summary, and regenerating it automatically removes the signature, so the signature always applies to the figures on screen.
Plan All plans. In the sandbox, the PDF carries a watermark.
What’s inside
- Recommendation: confirmed, confirmed with remarks, manual review, rejected
- Credit profile and totals for each currency
- Risk and fraud flags with explanations
- KYC results, authenticity score, government databases and AML
- PDF with a QR code and HMAC-signed JSON
- Summary signing by a risk officer
- Encrypted storage, access via the API, in the app and by webhook
Limitations
The recommendation is decision support. The summary shows which checks were completed, which were not and why, and the final lending decision stays with the lender.
FAQ
What rules determine the recommendation?
Any failed check leads to rejection. An identity mismatch, delinquency above the threshold or a check without a result leads to manual review, and warnings lead to “confirmed with remarks”.
Can I get the summary without a PDF?
Yes, JSON is available via the API as soon as it is generated, and the PDF is generated on request.
Use cases with this feature
Other features
Shall we run a check on your report?
Send an anonymized sample report from the country you need: we will break it down in a demo and show the flags, the summary and the connection to your system.