Sandbox
$0
free
For demos and pilot integration
- Checks included
- 25 test checks
- Above the limit
- none
- Retention
- 7 days
- SLA
- no SLA
- Test API only
- Watermark on reports
- Access to the app
- No production KYC
Pricing
From a pilot at an MFO to deployment in a bank’s infrastructure. A subscription includes a monthly volume of checks, and each check above it is billed at the plan rate.
Starter
from $300
up to $500 per month depending on volume
For small MFOs and fintechs
- Checks included
- 200 per month
- Above the limit
- from $2 to $3
- Retention
- 30 days
- SLA
- best effort
- REST API
- Basic webhooks
- Organization workspace
- OCR up to 20 pages
- Manual review
Most popular
Growth
from $1,000
up to $2,000 per month depending on volume
For mid-sized MFOs and banks
- Checks included
- 1,000 per month
- Above the limit
- from $1.2 to $2
- Retention
- 90 days
- SLA
- 99.5%
- Borrower portal under your brand
- All webhook types
- Pay-as-you-go KYC and KYB
- OCR up to 50 pages
- Your own logo and colors
Bank Pro
from $3,000
up to $7,000 per month depending on volume
For banks and large MFOs
- Checks included
- 5,000 per month
- Above the limit
- from $0.7 to $1.5
- Retention
- 180 days
- SLA
- 99.9%
- Custom report templates
- Single sign-on (SSO)
- IP address allowlist
- Extended activity history
- Dedicated support
- Deployment in the bank’s infrastructure
- Mutual mTLS authentication
- Source code escrow
- Compliance document package
- Retention period per bank policy
Need one report, not a subscription?
An individual signs in with A3.ID and pays for a one-time check of their reports. The consolidated PDF with a QR code can be shown to any lender.
Deployment models
The same product runs in a shared cloud, in a dedicated installation or in your own environment. The model is chosen based on the regulator’s data storage requirements.
Cloud
A shared A3 installation with isolated organization data.
- Connected in a day
- Updates without your involvement
- Storage in the A3 region
- Sandbox, Starter, Growth
Dedicated installation
A separate database and encryption keys for your organization only.
- Separate database
- Your own encryption keys
- VPN connection
- Bank Pro
In the bank’s infrastructure
Installed in your environment from ready-made containers and a Helm chart.
- Docker and Helm chart
- mTLS and SAML single sign-on
- Source code escrow
- Enterprise
Billing questions
What counts as one check?
One application for one borrower with all checks inside it: report parsing, authenticity, identity match, government databases and AML. KYC and KYB are billed separately at the provider’s price with a markup from 15 to 30%.
What happens when the limit runs out?
Checks above the included volume are billed at the plan rate. The platform warns you in advance as you approach the limit.
Can I switch from Starter to Growth mid-month?
Yes, the switch is prorated for the remaining days, and included checks are recalculated.
How is deployment in a bank’s infrastructure billed?
A one-time installation fee, an annual license and support. We prepare a quote after discussing your infrastructure requirements.
Where is the subscription paid?
Subscriptions and one-time reports are paid through A3.ID, the shared account and wallet for A3 products.
Shall we find a plan for your application volume?
Tell us how many applications from foreign borrowers you receive per month and from which countries. We will estimate the cost and propose a pilot.