Product roadmap

Releases

1. 1.3September 2026

   Bureau signature, identity match and a workspace for banks

   • Cryptographic verification of report electronic signatures against national certificate authorities
   • Three-way identity match: application, report subject, KYC document
   • Obligation matching across reports from different bureaus and detection of repeat applicants
   • Manual review queue with response deadlines, the four-eyes principle and corrections with a reason
   • Summary signing by a risk officer, evidence package, legal hold
   • OAuth2 client credentials, idempotency key, report verification by QR code
   • Borrower account with report payment via A3.ID
   • Field-level encryption of personal data, ClamAV antivirus, Helm chart
2. 1.2May 2026

   Automated parsing and risk engines

   • Automated parsing of reports from Kazakhstan and Russia: FCB, SCB, NBKI, OKB
   • First version of credit risk flags
   • First version of fraud indicators
   • Document authenticity score
3. 1.1April 2026

   KYB and webhooks

   • Legal entity checks: company details, executives, beneficial owners
   • HMAC-signed webhooks with five retries and a delivery log
   • Test webhook delivery from the app
4. 1.0February 2026

   First release

   • Multiple organizations in one account and roles with access rights
   • 13 check statuses with invalid transitions blocked
   • PDF, JPG and PNG uploads up to 25 MB with antivirus and a SHA-256 hash
   • Versioned borrower consent text
   • KYC with selfie, face match, sanctions and PEP
   • Summary in JSON and PDF with a watermark and QR code
   • REST API v1, organization workspace, borrower portal under the lender’s brand
   • Activity history, usage tracking, retention of up to three years