Islamic bank
Financing under Islamic banking principles
Assessing a client’s debt burden and reliability without interest-based scoring models.
Situation
An Islamic bank finances client purchases under interest-free contracts. What matters is debt burden, payment discipline and the client’s reliability, not an interest-based scoring point.
How it works
- 01Get the client’s credit report from a bureau in their country
- 02Review obligations, per-currency totals and delinquency ranges
- 03Check tax debts, enforcement proceedings and bankruptcy
- 04Run sanctions screening and a PEP check
Result
The bank sees the full picture of the client’s obligations and applies its own financing policy to it. The platform provides facts, not a score, so its result fits any methodology.
Features used
Other use cases
A borrower builds their own reportA loan to a citizen of a neighboring countryA consumer loan to a nonresident
All use cases 
Shall we run a check on your report?
Send an anonymized sample report from the country you need: we will break it down in a demo and show the flags, the summary and the connection to your system.